I was born and raised in Bethlehem Pennsylvania, which was well known back then for manufacturing steel. After graduating in the top 10% of my high school class, I was granted early acceptance to Lehigh University which is considered one of the twenty-four "Hidden Ivies" in the Northeastern United States.

Graduating from Lehigh University's College of Business and Economics helped me obtain a position in the greater Philadelphia area at JP Morgan Chase one of the oldest financial institutions in the United States. The knowledge and experiences learned at JP Morgan Chase, helped catapult my career to being one of the youngest Directors at Safeguard Financial and ultimately allowing me to become the Managing Director of Heritage Financial Retirement and Insurance Services.

With over 20 years of personal experience in the Financial Service Industry, I have published 2 books "The Truth About Retirement Money" and "Retirement Sectors" prior to having an article written about my accomplishments at Heritage Financial in Forbes Magazine.